If you want to talk about actually fixing it, then step one is to eliminate federal student loans. As it stands now, the caps on what you're allowed to borrow from Uncle Sam may as well be infinite. Knowing that the American taxpayer is going to pay out these loans, these unscrupulous fuckers running American colleges have increased tuition far beyond the cost of inflation over the past half century. 

Take a look at this example, back in 2013, the University of Wisconsin system was getting bashed by politicians for pleading poverty and raising tuition while sitting on a $393 million endowment. The president of the UW system defended himself by pointing out that Illinois and Minnesota had more money in their reserves. The people running this shit got theirs and don't give a fuck what happens to the people they've fucked over.