Schobert to Jags
-
I hear you, but losing sucks...
It does, but if I could wipe my ass with $100 bills it may making losing a bit easier.
Let me throw out a hypothetical:
A player gets drafted, and makes a total of $5 mill during his first four years. He heads to free agency, and a poorly-run franchise offers this player $22 mill guaranteed. Another team, a well-run team that consistently makes the playoffs, offers $19 mill guaranteed. I pick Team 2. Why?
Because a person who works for 50 years and averages $100,000 a year (which where I come from is fantastic money) makes $5 million his or her ENTIRE life. If I'm that player, I've already made that by age 27. I can now make AT LEAST $19 mill more and play for a good team by the time I'm 30 or so? $24 mill by the time I'm 30? Yeah, I think my family will be just fine without me being miserable in some trainwreck of a team for an extra $3 mill.
I mean you directly noted Joe's situation. Sure, I don't disagree but it's not like a situation we would face where a new job may mean $10k bonus. For an NFL player, $3 million dollars is setting up your children for life. Joe could go down during OTA's and never play again, it's the nature of the business. There's a reasons dudes hold out for that type of monetary difference in negotiations. I just pretty strongly believe a lot of dudes see playing the game just as a job, and want to get the biggest bag they can. No shame there.
....... I mean you directly noted Joe's situation. Sure, I don't disagree but it's not like a situation we would face where a new job may mean $10k bonus. For an NFL player, $3 million dollars is setting up your children for life. Joe could go down during OTA's and never play again, it's the nature of the business. There's a reasons dudes hold out for that type of monetary difference in negotiations. I just pretty strongly believe a lot of dudes see playing the game just as a job, and want to get the biggest bag they can. No shame there.
Some play for the love of the game. Most love the game plus a paycheck better than anything else that they could get on the outside. Some are in it just for the money like other jobs.
In a game with an average life expectancy of about 3.3 years and no pension qualifications until after 3 years......hell yes I'd go for the signing bonuses and guaranteed money.
In Joe's case a $12M signing bonus is like 1+ years on the job money. How many of us let's say for example go for a $50k job can get a $60k sign on bonus, none?
Now I'm a numbers geek so I watch this boring stuff. Football is the toughest sport, many never see any pension some never break camp without getting hurt or cut. Oh the NFL is very generous in it's 401(k) matching 200% of the employee savings.
Some other sports pensions are better and less hazardous. https://www.investopedia.com/financial-edge/0710/top-pro-athlete-pension-plans.aspx
Get this (might be the previous contracts):
Major League Baseball has the best pension program of all professional sports. A big-league player needs a short amount of time—just 43 days of service—to qualify for a pension benefit. Forty-three days of service can guarantee an MLB player a $34,000 per year pension benefit. One day on an active roster qualifies a player for full comprehensive medical benefits.
IMPORTANT: MLB players qualify for an annual pension after 43 days of service and for full comprehensive medical benefits after one day on an active roster.Major league baseball players become fully vested in their pensions after 10 years of service. It is not uncommon for retired baseball players with over 10 years of service to receive over $100,000 annually upon reaching the age of 62. Baseball has the most well-funded pension program with estimates valuing the plan at over half a billion dollars.
NBA players have one of the most generous pension plans out of all professional sports. They are vested into their pension plans after playing at least three seasons in the league. The minimum benefit for a player who retires at the age of 62 is $56,988 per year—not a bad retirement for a three-year career. The maximum benefit for any player is $195,000. It takes 11 years of NBA service to qualify for this benefit.
But that's not all. NBA players are also eligible to participate in a league-sponsored 401(k). Do you think your 401(k) plan is good with a 50% matching policy? The NBA matches a player's contributions up to 140%.Although NHL players can start withdrawing their pension benefits at the age of 45, they are not fully vested until they actually turn 45. NHL pensions require that a player be active for at least 160 games to qualify for the maximum pension benefit. Players with less than 160 games of service receive the maximum benefit under Canadian law, and players with 160 games or more of service receive the maximum pension under U.S. law, which is $45,000 annually. -
140% match on 401k? Let my ass sit on the end of the bench for two years, I'll be the best damn water boy the NBA has ever seen! ?
MLB makes sense to me actually cause it's so rigorous to get to the big league compared to other sports. Good write-up, definitely agree. As noted, there's a reason guys hold out for "small" difference of a couple million dollars in fully guaranteed money. You do certainly have dudes like TB12 who took a pay cut to get players around him. Of course, not every player in the NFL ALSO has a super model wife who routinely earns more money than them.
-
140% match on 401k? Let my ass sit on the end of the bench for two years, I'll be the best damn water boy the NBA has ever seen! ?
MLB makes sense to me actually cause it's so rigorous to get to the big league compared to other sports. Good write-up, definitely agree. As noted, there's a reason guys hold out for "small" difference of a couple million dollars in fully guaranteed money. You do certainly have dudes like TB12 who took a pay cut to get players around him. Of course, not every player in the NFL ALSO has a super model wife who routinely earns more money than them.
140% match on 401k? Let my ass sit on the end of the bench for two years, I'll be the best damn water boy the NBA has ever seen! ?
MLB makes sense to me actually cause it's so rigorous to get to the big league compared to other sports. Good write-up, definitely agree. As noted, there's a reason guys hold out for "small" difference of a couple million dollars in fully guaranteed money. You do certainly have dudes like TB12 who took a pay cut to get players around him. Of course, not every player in the NFL ALSO has a super model wife who routinely earns more money than them.
Do remember that in MLB you may wait a few to many years in the minor leagues until you are fortunate enough to make it to the bigs and get at least that one day on the roster to try and get that nice pension with medical benefits.
The NFL and NBA has the NCAA as their minor league and hopefully you're smart enough to get a degree in something.
The NHL is tough in it's own way, hopefully you go the NCAA route and get a degree and don't get stuck forever in the minors.
For the rest of us working stiffs there's college, trade schools or the real deal scratch off lottery tickets !
-
140% match on 401k? Let my ass sit on the end of the bench for two years, I'll be the best damn water boy the NBA has ever seen! ?
MLB makes sense to me actually cause it's so rigorous to get to the big league compared to other sports. Good write-up, definitely agree. As noted, there's a reason guys hold out for "small" difference of a couple million dollars in fully guaranteed money. You do certainly have dudes like TB12 who took a pay cut to get players around him. Of course, not every player in the NFL ALSO has a super model wife who routinely earns more money than them.
Do remember that in MLB you may wait a few to many years in the minor leagues until you are fortunate enough to make it to the bigs and get at least that one day on the roster to try and get that nice pension with medical benefits.
The NFL and NBA has the NCAA as their minor league and hopefully you're smart enough to get a degree in something.
The NHL is tough in it's own way, hopefully you go the NCAA route and get a degree and don't get stuck forever in the minors.
For the rest of us working stiffs there's college, trade schools or the real deal scratch off lottery tickets !
Do remember that in MLB you may wait a few to many years in the minor leagues until you are fortunate enough to make it to the bigs and get at least that one day on the roster to try and get that nice pension with medical benefits.
The NFL and NBA has the NCAA as their minor league and hopefully you're smart enough to get a degree in something.
The NHL is tough in it's own way, hopefully you go the NCAA route and get a degree and don't get stuck forever in the minors.
For the rest of us working stiffs there's college, trade schools or the real deal scratch off lottery tickets !
I bought a scratch off the other day and it gave my my biggest payoff that I ever recall: $100 bucks! I said that I would take my wife out for a nice dinner with it....but OOPS.....all the restaurants are closed. She made beef stew instead. I guess I gotta figure where to get that "nice dinner" as a carry out in the next few days. I am looking for ideas, in the Wadsworth/Barberton/Norton area.
-
Do remember that in MLB you may wait a few to many years in the minor leagues until you are fortunate enough to make it to the bigs and get at least that one day on the roster to try and get that nice pension with medical benefits.
The NFL and NBA has the NCAA as their minor league and hopefully you're smart enough to get a degree in something.
The NHL is tough in it's own way, hopefully you go the NCAA route and get a degree and don't get stuck forever in the minors.
For the rest of us working stiffs there's college, trade schools or the real deal scratch off lottery tickets !
I bought a scratch off the other day and it gave my my biggest payoff that I ever recall: $100 bucks! I said that I would take my wife out for a nice dinner with it....but OOPS.....all the restaurants are closed. She made beef stew instead. I guess I gotta figure where to get that "nice dinner" as a carry out in the next few days. I am looking for ideas, in the Wadsworth/Barberton/Norton area.
I bought a scratch off the other day and it gave my my biggest payoff that I ever recall: $100 bucks! I said that I would take my wife out for a nice dinner with it....but OOPS.....all the restaurants are closed. She made beef stew instead. I guess I gotta figure where to get that "nice dinner" as a carry out in the next few days. I am looking for ideas, in the Wadsworth/Barberton/Norton area.
The Green Diamond in Barberton?
-
I hear you, but losing sucks...
It does, but if I could wipe my ass with $100 bills it may making losing a bit easier.
Let me throw out a hypothetical:
A player gets drafted, and makes a total of $5 mill during his first four years. He heads to free agency, and a poorly-run franchise offers this player $22 mill guaranteed. Another team, a well-run team that consistently makes the playoffs, offers $19 mill guaranteed. I pick Team 2. Why?
Because a person who works for 50 years and averages $100,000 a year (which where I come from is fantastic money) makes $5 million his or her ENTIRE life. If I'm that player, I've already made that by age 27. I can now make AT LEAST $19 mill more and play for a good team by the time I'm 30 or so? $24 mill by the time I'm 30? Yeah, I think my family will be just fine without me being miserable in some trainwreck of a team for an extra $3 mill.
I mean you directly noted Joe's situation. Sure, I don't disagree but it's not like a situation we would face where a new job may mean $10k bonus. For an NFL player, $3 million dollars is setting up your children for life. Joe could go down during OTA's and never play again, it's the nature of the business. There's a reasons dudes hold out for that type of monetary difference in negotiations. I just pretty strongly believe a lot of dudes see playing the game just as a job, and want to get the biggest bag they can. No shame there.
It does, but if I could wipe my ass with $100 bills it may making losing a bit easier.
I mean you directly noted Joe's situation. Sure, I don't disagree but it's not like a situation we would face where a new job may mean $10k bonus. For an NFL player, $3 million dollars is setting up your children for life. Joe could go down during OTA's and never play again, it's the nature of the business. There's a reasons dudes hold out for that type of monetary difference in negotiations. I just pretty strongly believe a lot of dudes see playing the game just as a job, and want to get the biggest bag they can. No shame there.
If you can't set up your children on $24 mill, instead of $27 mill, then the player in question is a full ruh-tard.
The scenario I laid out already guarantees that Joe would walk away from the NFL with $27 mill if he injures himself on Day 1 of his Jacksonville OTA's... or $24 mill overall if the same happened for the Patriots, Seahawks, Ravens, etc...
But you present a good argument, jrb. I like your style.
-
I bought a scratch off the other day and it gave my my biggest payoff that I ever recall: $100 bucks! I said that I would take my wife out for a nice dinner with it....but OOPS.....all the restaurants are closed. She made beef stew instead. I guess I gotta figure where to get that "nice dinner" as a carry out in the next few days. I am looking for ideas, in the Wadsworth/Barberton/Norton area.
The Green Diamond in Barberton?
The Green Diamond in Barberton?
Its alright. Been there many times. After all, it was only 2 blocks from my former office.
Al's next door probably does carry out. (though that likely would not be her taste). And yea, you lost out on the lunch I said I would buy you there because you never showed up. Too late now. (not really, but I am not just a few doors down any more)
-
The Green Diamond in Barberton?
Its alright. Been there many times. After all, it was only 2 blocks from my former office.
Al's next door probably does carry out. (though that likely would not be her taste). And yea, you lost out on the lunch I said I would buy you there because you never showed up. Too late now. (not really, but I am not just a few doors down any more)
Its alright. Been there many times. After all, it was only 2 blocks from my former office.
Al's next door probably does carry out. (though that likely would not be her taste). And yea, you lost out on the lunch I said I would buy you there because you never showed up. Too late now. (not really, but I am not just a few doors down any more)
How about that Italian joint in Wadsworth... Marie's I think it is called? Up by Home Depot I think?
-
Its alright. Been there many times. After all, it was only 2 blocks from my former office.
Al's next door probably does carry out. (though that likely would not be her taste). And yea, you lost out on the lunch I said I would buy you there because you never showed up. Too late now. (not really, but I am not just a few doors down any more)
How about that Italian joint in Wadsworth... Marie's I think it is called? Up by Home Depot I think?
How about that Italian joint in Wadsworth... Marie's I think it is called? Up by Home Depot I think?
My wife is not a big fan....except she like their burgers, can you believe that.
-
How about that Italian joint in Wadsworth... Marie's I think it is called? Up by Home Depot I think?
My wife is not a big fan....except she like their burgers, can you believe that.
My wife is not a big fan....except she like their burgers, can you believe that.
Actually, I can. My parents will drive all the way north from Ravenna to a seafood joint on the Grand River near Lake Erie and half the time he'd get a burger, because allegedly they make a good one. I wouldn't know, because I love seafood!
-
My wife is not a big fan....except she like their burgers, can you believe that.
Actually, I can. My parents will drive all the way north from Ravenna to a seafood joint on the Grand River near Lake Erie and half the time he'd get a burger, because allegedly they make a good one. I wouldn't know, because I love seafood!
Actually, I can. My parents will drive all the way north from Ravenna to a seafood joint on the Grand River near Lake Erie and half the time he'd get a burger, because allegedly they make a good one. I wouldn't know, because I love seafood!
Is that the place that's has flooded a couple times? Good Time Charlie's or some such name? Maybe Pickle Bill's?
"When you have a shared vision it is a lot easier to make unpopular decisions." - Paul DePodesta "When you win, say nothing. When you lose, say less." - Paul Brown Complete 2017 Browns Board Mock: http://thebrownsboard.com/forums/index.php?showtopic=46196 -
Actually, I can. My parents will drive all the way north from Ravenna to a seafood joint on the Grand River near Lake Erie and half the time he'd get a burger, because allegedly they make a good one. I wouldn't know, because I love seafood!
Is that the place that's has flooded a couple times? Good Time Charlie's or some such name? Maybe Pickle Bill's?
-
It does, but if I could wipe my ass with $100 bills it may making losing a bit easier.
I mean you directly noted Joe's situation. Sure, I don't disagree but it's not like a situation we would face where a new job may mean $10k bonus. For an NFL player, $3 million dollars is setting up your children for life. Joe could go down during OTA's and never play again, it's the nature of the business. There's a reasons dudes hold out for that type of monetary difference in negotiations. I just pretty strongly believe a lot of dudes see playing the game just as a job, and want to get the biggest bag they can. No shame there.
If you can't set up your children on $24 mill, instead of $27 mill, then the player in question is a full ruh-tard.
The scenario I laid out already guarantees that Joe would walk away from the NFL with $27 mill if he injures himself on Day 1 of his Jacksonville OTA's... or $24 mill overall if the same happened for the Patriots, Seahawks, Ravens, etc...
But you present a good argument, jrb. I like your style.
If you can't set up your children on $24 mill, instead of $27 mill, then the player in question is a full ruh-tard.
The scenario I laid out already guarantees that Joe would walk away from the NFL with $27 mill if he injures himself on Day 1 of his Jacksonville OTA's... or $24 mill overall if the same happened for the Patriots, Seahawks, Ravens, etc...
But you present a good argument, jrb. I like your style.
I just don't see how you're acting like $3 million is chump change. If you "rule of 7" that amount of money, by the time Joe hits his early 50's he's going to have an extra $40 something million in the bank. Who the hell knows if Joe is the type to smartly invest money, but that's the long-term picture you gotta consider. It's also a different mentality when you're "career" is over by the time you're mid 30's at the latest.
-
But no state income tax in FL! That 10.75 there is closer to 12 or 13 in Ohio...good for Joe.
I can tell you from living in a no state income tax state that they squeeze it out of you through property tax. I own a home worth less than my brothers' homes in Colorado which has a state income tax. But when we do the math they pay less overall tax because I pay about 3 times as much as they do in property tax on the home. It's hidden robbery I tell ya.
I can tell you from living in a no state income tax state that they squeeze it out of you through property tax.
Overall tax burden is almost never mentioned because "Nationwide State&Local Taxes Are Roughly Equivalent" just isn't headline-worthy..
This is from the same idea as the assertion that "Government Always Pays Too Much" .. reality is that anyone who "wins" a government contract is allowed to change any line item's number [because those contract documents are public record] to protect their business interests [usually to prevent competitors from learning about their business] as long as the total doesn't change. So if you saw $1000 for a toilet seat but $1 for the labor cost to repair a jet engine.. the only thing you can conclude is that the total is $1001.
-
I can tell you from living in a no state income tax state that they squeeze it out of you through property tax.
Overall tax burden is almost never mentioned because "Nationwide State&Local Taxes Are Roughly Equivalent" just isn't headline-worthy..
This is from the same idea as the assertion that "Government Always Pays Too Much" .. reality is that anyone who "wins" a government contract is allowed to change any line item's number [because those contract documents are public record] to protect their business interests [usually to prevent competitors from learning about their business] as long as the total doesn't change. So if you saw $1000 for a toilet seat but $1 for the labor cost to repair a jet engine.. the only thing you can conclude is that the total is $1001.
Pretty sure sales taxes also tend to be higher in states without income taxes.
This is from the same idea as the assertion that "Government Always Pays Too Much" .. reality is that anyone who "wins" a government contract is allowed to change any line item's number [because those contract documents are public record] to protect their business interests [usually to prevent competitors from learning about their business] as long as the total doesn't change. So if you saw $1000 for a toilet seat but $1 for the labor cost to repair a jet engine.. the only thing you can conclude is that the total is $1001.
I did not know that...
Makes me feel better about all those damn $300 hammers...
... or were those real? ?
-
Pretty sure sales taxes also tend to be higher in states without income taxes.
This is from the same idea as the assertion that "Government Always Pays Too Much" .. reality is that anyone who "wins" a government contract is allowed to change any line item's number [because those contract documents are public record] to protect their business interests [usually to prevent competitors from learning about their business] as long as the total doesn't change. So if you saw $1000 for a toilet seat but $1 for the labor cost to repair a jet engine.. the only thing you can conclude is that the total is $1001.
I did not know that...
Makes me feel better about all those damn $300 hammers...
... or were those real? ?
Pretty sure sales taxes also tend to be higher in states without income taxes.
I did not know that...
Makes me feel better about all those damn $300 hammers...
... or were those real? ?
They are autographed. Ahead of his time hammering out a warning.?
-
They are autographed. Ahead of his time hammering out a warning.?
I still have the 45 of Harry Belafonte's cover...
-
Pretty sure sales taxes also tend to be higher in states without income taxes.
This is from the same idea as the assertion that "Government Always Pays Too Much" .. reality is that anyone who "wins" a government contract is allowed to change any line item's number [because those contract documents are public record] to protect their business interests [usually to prevent competitors from learning about their business] as long as the total doesn't change. So if you saw $1000 for a toilet seat but $1 for the labor cost to repair a jet engine.. the only thing you can conclude is that the total is $1001.
I did not know that...
Makes me feel better about all those damn $300 hammers...
... or were those real? ?
Makes me feel better about all those damn $300 hammers ?
Every row gets changed to some extent - places like this are usually the catchall, and often the only one "reported" as "waste" is the catchall.
I can't speak to every situation.. but frankly as a government employee the amount of scrutiny on expense reports is substantially more than anything I've ever experienced in the same job in private sector. The blanket assertion that "gov is always wasteful" is flat-out false. I can't put "taxi" in one row - i have to split out each direction on separate rows, and the tip for that direction [no more than 20%] on yet another row.. and comment each one to be clear, and attach the receipt. Thus one day's ride from hotel to site and back is 4 rows..
The more labels you have for yourself, the dumber they make you. "When you win, say nothing. When you lose, say less." Paul Brown -
If you can't set up your children on $24 mill, instead of $27 mill, then the player in question is a full ruh-tard.
The scenario I laid out already guarantees that Joe would walk away from the NFL with $27 mill if he injures himself on Day 1 of his Jacksonville OTA's... or $24 mill overall if the same happened for the Patriots, Seahawks, Ravens, etc...
But you present a good argument, jrb. I like your style.
I just don't see how you're acting like $3 million is chump change. If you "rule of 7" that amount of money, by the time Joe hits his early 50's he's going to have an extra $40 something million in the bank. Who the hell knows if Joe is the type to smartly invest money, but that's the long-term picture you gotta consider. It's also a different mentality when you're "career" is over by the time you're mid 30's at the latest.
I just don't see how you're acting like $3 million is chump change. If you "rule of 7" that amount of money, by the time Joe hits his early 50's he's going to have an extra $40 something million in the bank. Who the hell knows if Joe is the type to smartly invest money, but that's the long-term picture you gotta consider. It's also a different mentality when you're "career" is over by the time you're mid 30's at the latest.
Because I've already said - twice - that I would consider a 50 year earning run of $5 mill to be very nice.
So I would be fine with going with a good team and giving up $3 mill if it means I would be happy with my work environment AND having already made $24 mill by the time I'm 30. Apparently money means way more to you than it does me.
-
I just don't see how you're acting like $3 million is chump change. If you "rule of 7" that amount of money, by the time Joe hits his early 50's he's going to have an extra $40 something million in the bank. Who the hell knows if Joe is the type to smartly invest money, but that's the long-term picture you gotta consider. It's also a different mentality when you're "career" is over by the time you're mid 30's at the latest.
Because I've already said - twice - that I would consider a 50 year earning run of $5 mill to be very nice.
So I would be fine with going with a good team and giving up $3 mill if it means I would be happy with my work environment AND having already made $24 mill by the time I'm 30. Apparently money means way more to you than it does me.
Because I've already said - twice - that I would consider a 50 year earning run of $5 mill to be very nice.
So I would be fine with going with a good team and giving up $3 mill if it means I would be happy with my work environment AND having already made $24 mill by the time I'm 30. Apparently money means way more to you than it does me.
It just shows how the talent and TV money arms race has got so crazy. Players making so many millions that they in reality can never spend and their grandkids kids will still fight over.
I miss the old game with the $100,000 a year salaries.....so simple back then.
Hello! It looks like you're interested in this conversation, but you don't have an account yet.
Getting fed up of having to scroll through the same posts each visit? When you register for an account, you'll always come back to exactly where you were before, and choose to be notified of new replies (either via email, or push notification). You'll also be able to save bookmarks and upvote posts to show your appreciation to other community members.
With your input, this post could be even better 💗
Register Login