Tea Party Membership - Revoked!
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obamacare is indeed mode affordable month to month than medical mutual who I was going through with one caveat. You can't use it for anything except dramatic emergency situations because the deductible is so high. Moving up in plans wouls not make it any more affordable than my previous cost prohibitive plan.
obamacare is indeed mode affordable month to month than medical mutual who I was going through with one caveat. You can't use it for anything except dramatic emergency situations because the deductible is so high. Moving up in plans wouls not make it any more affordable than my previous cost prohibitive plan.
what was your deductible? you single or have a family?
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I have a wife and kids and my deductible is around 12,000. Which is ridiculous. I have to pay their appointments out of pocket. But, however, when my youngest son needed surgery last year it covered it very nicely.
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I have a wife and kids and my deductible is around 12,000. Which is ridiculous. I have to pay their appointments out of pocket. But, however, when my youngest son needed surgery last year it covered it very nicely.
I have a wife and kids and my deductible is around 12,000. Which is ridiculous. I have to pay their appointments out of pocket. But, however, when my youngest son needed surgery last year it covered it very nicely.
ouch on that deductible.
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Yeah no shit.
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However I only pay like 80 bucks a month as opposed to 400+ on medical mutual. Better deductible to be sure but since I rarely use it it's a rolling the dice type situation
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Bingo.
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My Aetna plan was discontinued because of the ACA, they informed me after the first of the month so after 1 month uninsured I was able to switch 2 Medical Mutual. I was on their Gold Plan at approximately 750 dollars a month. At the end of that month they were forced to discontinue the Gold Plan and moved me to the silver plan at $650 a month but with a huge deductible and Big out of pocket limit.
So for what it's worth it's done nothing but screw me.
Well. ...
WSS
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Free healthcare...it's the way forward.
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And how much would it be if you weren't getting a subsidy? $800, $900, $1,000 a month?......for people not eligible for a subsidy, I don't call that affordable, plus they have that high deductible on top of that.
And how much would it be if you weren't getting a subsidy? $800, $900, $1,000 a month?......for people not eligible for a subsidy, I don't call that affordable, plus they have that high deductible on top of that.
Here's the thing. I make around thirty dollars an hour and I still am eligible for a subsidy (my wife is a stay at home mom) so it you're making twice that you've got no reason to cry about not getting one. I've got one income and three dependants and we've got money to live on and save. As far as I'm concerned I'm the person obamacare is "supposed" to work for and except for the deductible it works just fine. When I'm old and having to go to the doctors constantly that may not be the case.
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Pfffft. Emotional liberal.
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Someone has to pay that subsidy.....and because you have 4 family members in your household, that income level for a subsidy is about $95,000. So if you made $95,000 annually, you'd think it was ok to pay $1,000 a month for coverage for your family, for a $12,000 deductible plan? So in essence, if you had a hospitalization in your family and had to pay the deductible of $12,000, plus the premium for that year of $12,000, you'd be ok with that?
Take that same $30 an hour, for a 2 member household, and the income level for a subsidy is about $62,000. So, that household isn't eligible for a subsidy, and their monthly premium for Obamacare can be anywhere from $400.00 monthly(for a young couple)- $1,000 monthly( for a couple in their 60's) for that same high deductible plan. For the young couple, not so bad, for the older couple, with probably more claims, not so good. To get good coverage, that premium shoots way up.
Personally, I feel the word "Affordable" should be nowhere in the "Affordable" Care Act........just my opinion, and you know what they say about opinions.
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Good post Gidget. Affordable my ass.
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Man you guys pay through the nose for healthcare.
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It really is unsustainable. And costs are just gonna go up. Eventually a nationalized plan is going to be the only way anybody can get any kind of reasonable care. There will still be private insurance for the very wealthy, and they will get preferential treatment...something I'm 100% ok with. That's the way to go. A wealthy person will go the Dr and he'll ask them if they're going on the national plan or their own private plan.....if it's on their private plan than they'll get whatever preferential treatment is feasible. Of course there will be some far lefties screaming about that but I don't give a fuck. If you make the money to afford what will become very expensive private insurance, than that's the breaks for whomever gets bumped down because a privately insured patient got bumped up. Within reason of course. If there's someone who's about to die and has the national plan and someone who's far from dying but is private, you don't bump the privately insured up in that case. It has to be fairly equal situations.
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Man you guys pay through the nose for healthcare.
The same people bitching about it have repeatedly blocked efforts to implement free or "socialized" health care. Not making a hell of a lot of sense to me.
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Pretty simple in this case. Follow the money. Who gets the free shit and who pays for it?
WSS
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If health care went to evil socialization the answer wouled be:
Who gets the free shit Steve is so outraged about: everyone
Who pays for it: everyone
Early man walked away as modern man took control. Their minds weren't all the same and to conquer was their goal. So He built his great empires and he slaughtered his own kind, and he died a confused man and killed himself in his own mind... -
If health care went to evil socialization the answer wouled be:
Who gets the free shit Steve is so outraged about: everyone
Who pays for it: everyone
If health care went to evil socialization the answer wouled be:
Who gets the free shit Steve is so outraged about: everyone
Who pays for it: everyone
Well, not those in work, to be fair.
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