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  3. Congressional Budget Office: 24 million would lose insurance under RepubliCare

Congressional Budget Office: 24 million would lose insurance under RepubliCare

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  • W Westside Steve

    I guess I could live with that kind of two tier medical system. When I was in college and broke I remember sitting for hours at the free clinic. How long do you suppose it would be before the left, well the American left, makes a giant issue of the fact that the rich get better treatment then the poor?

    WSS

    gftChris gftChrisG
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    gftChrisG gftChris wrote on last edited by
    #18

    @westside-steve said:

    I guess I could live with that kind of two tier medical system. When I was in college and broke I remember sitting for hours at the free clinic. How long do you suppose it would be before the left, well the American left, makes a giant issue of the fact that the rich get better treatment then the poor?

    WSS

    It's basically a non-issue here. More of an issue is the funding cuts on the NHS. I guess it's about the only thing people here are as rabid about as gun ownership in the US, except it's not really partisan, most people are pro-NHS.

    W C 2 Replies Last reply
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    • gftChris gftChrisG
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      gftChrisG gftChris wrote on last edited by
      #19

      Some vague figures I can quickly find, the UK health insurance total premiums is around £3-4bn, in the US it's apparently $1.2tn. Population-wise, there are about five times as many people in the US. So, even if these figures are off by a decent chunk, you can still get the idea that the private health industry here is pretty small compared to there.

      There's also the fixed cost of medicine. Any prescription you have to buy yourself (not including things like paracetamol or whatever) is fixed at like £9.

      The NHS is paid for out of National Insurance - which covers a lot of stuff besides healthcare - which works out at around £2.6k for someone earning £30k, £4.5k at £50k, you get the idea. In fact, according to HMRC, a salary of £50k means an NHS contribution of about £2.7k. And obviously there's no deductable, no disqualification for conditions etc.

      How does that compare with your premiums and deductables?

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      • gftChrisG gftChris

        @westside-steve said:

        I guess I could live with that kind of two tier medical system. When I was in college and broke I remember sitting for hours at the free clinic. How long do you suppose it would be before the left, well the American left, makes a giant issue of the fact that the rich get better treatment then the poor?

        WSS

        It's basically a non-issue here. More of an issue is the funding cuts on the NHS. I guess it's about the only thing people here are as rabid about as gun ownership in the US, except it's not really partisan, most people are pro-NHS.

        Westside Steve W Dedicated Reacting Well Posting Machine Collaborator First Post Conversation Starter Week One Done One Year In One Month Later Very Popular
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        W Westside Steve wrote on last edited by
        #20

        @gftchris said:

        It's basically a non-issue here. More of an issue is the funding cuts on the NHS. I guess it's about the only thing people here are as rabid about as gun ownership in the US, except it's not really partisan, most people are pro-NHS.

        I certainly understand that it's just that we here in the US are used to a certain level of service. Most people don't pay for their own so they don't care. Kind of like in your situation where you just assume someone else is taking care of it. But you should hear what happens if a particular Union needs to increase employee participation or raise a copay. It gets ugly pretty quickly. I doubt that if we switched completely to a single-payer system we would have as streamlined Service as we have now. Sure after a couple or three generations that will just become and place and not such a shock but switch now? Give everyone the Canadian system? Most people would not stand for it.

        And it is similar to gun ownership. It's hard to take away anybody's rights, or dramatically decrease their entitlements too quickly.

        WSS

        www.westsidesteve.com www.myspace.com/westsidestevemusic www.cdbaby.com/artist/westsidestevesimmons
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        • gftChrisG gftChris

          @westside-steve said:

          I guess I could live with that kind of two tier medical system. When I was in college and broke I remember sitting for hours at the free clinic. How long do you suppose it would be before the left, well the American left, makes a giant issue of the fact that the rich get better treatment then the poor?

          WSS

          It's basically a non-issue here. More of an issue is the funding cuts on the NHS. I guess it's about the only thing people here are as rabid about as gun ownership in the US, except it's not really partisan, most people are pro-NHS.

          calfoxwc C Dedicated Very Popular Conversation Starter Collaborator First Post Posting Machine Reacting Well Week One Done One Year In One Month Later
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          C calfoxwc wrote on last edited by
          #21

          @gftchris said:

          It's basically a non-issue here. More of an issue is the funding cuts on the NHS. I guess it's about the only thing people here are as rabid about as gun ownership in the US, except it's not really partisan, most people are pro-NHS.

          nobodies rabid. People are determined to be able to protect themselves, and people don't want our gov debt to

          completely crash our economy. Owning guns is our RIGHT, and it isn't government funded.

          Just another liberal complete change of subject. Free hc turns into leftist perverts wanting sex change operations, nose jobs,

          breast implants, and all sorts of weird optional no-good-reason-for-it cosmetic surgeries. No country can afford free

          everything. Not even free everything for liberal twinkle-toe victims of something or another.

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          • gftChris gftChrisG
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            gftChrisG gftChris wrote on last edited by
            #22

            Average premiums here are apparently a little over £1k. So not exactly the crippling amount people have been citing as criticisms of either the 'affordable healthcare act' or the 'american healthcare act'

            As for your 'certain level of service' - does that mean you go to the doctor when you have a sniffle and get 'treated' right away? Because you can probably live without that. If you have things actually wrong, you're taken care of pretty well, despite what the horror stories would have you believe.

            W 1 Reply Last reply
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            • gftChrisG gftChris

              Average premiums here are apparently a little over £1k. So not exactly the crippling amount people have been citing as criticisms of either the 'affordable healthcare act' or the 'american healthcare act'

              As for your 'certain level of service' - does that mean you go to the doctor when you have a sniffle and get 'treated' right away? Because you can probably live without that. If you have things actually wrong, you're taken care of pretty well, despite what the horror stories would have you believe.

              Westside Steve W Dedicated Reacting Well Posting Machine Collaborator First Post Conversation Starter Week One Done One Year In One Month Later Very Popular
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              W Westside Steve wrote on last edited by Westside Steve
              #23

              @gftchris said:

              Average premiums here are apparently a little over £1k. So not exactly the crippling amount people have been citing as criticisms of either the 'affordable healthcare act' or the 'american healthcare act'

              As for your 'certain level of service' - does that mean you go to the doctor when you have a sniffle and get 'treated' right away? Because you can probably live without that. If you have things actually wrong, you're taken care of pretty well, despite what the horror stories would have you believe.

              People can certainly live without the ability to go to the doctor immediately with a sniffle. And that my friend applies more to those on Medicaid than it does to those of us who pay for healthcare, they pay nothing and we'll take the kids to the Stat Care Clinic at the drop of a hat.

              As for myself as you know I've had some recent serious problems and service was the best in the world and amazingly fast.

              WSS

              www.westsidesteve.com www.myspace.com/westsidestevemusic www.cdbaby.com/artist/westsidestevesimmons
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              • Westside Steve W Dedicated Reacting Well Posting Machine Collaborator First Post Conversation Starter Week One Done One Year In One Month Later Very Popular
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                W Westside Steve wrote on last edited by Westside Steve
                #24

                If you mean stories of inconvenience and not actual horror stories we've experienced those and our money working trips to Canada.

                U.s. Hospital make a lot of money from Canadians coming over for Orthopedic Service.

                WSS

                www.westsidesteve.com www.myspace.com/westsidestevemusic www.cdbaby.com/artist/westsidestevesimmons
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                • gftChris gftChrisG
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                  gftChrisG gftChris wrote on last edited by
                  #25

                  And UK hospitals lose a decent chunk of money to healthcare tourism. It goes both ways. If you're a US citizen with insurance, but like a $15k deductable or whatever, you're not going to go to a doctor who says "ok sir, I can see you have the sniffles, but to be sure I want to send you for a CAT scan, MRI and a series of biopsies" and come out with a bill for thousands. So maybe you cross over and get checked out by the Canadians, then go American if it's something serious.

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                  • One Post One PostO
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                    One PostO One Post wrote on last edited by
                    #26

                    If you can't pay for medical supplies or medicine step back to the end of the line. If there's some left over you'll get your handouts. If you don't like it then get a job and pay like everyone else.

                    https://www.facebook.com/Mike-Black-Sunday-Stories-1780988822148720/?ref=bookmarks
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                    • Westside Steve W Dedicated Reacting Well Posting Machine Collaborator First Post Conversation Starter Week One Done One Year In One Month Later Very Popular
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                      W Westside Steve wrote on last edited by
                      #27

                      But that's the problem. The orthopedic work is usually meant to relieve something extremely painful sooner rather than waiting months or years. My deductible for a case of the sniffles would be a reasonably small amount of money certainly not worth A2 or 3 hour drive to Canada and a hotel room and a multiple hour wait to see a physician or a nurse or a nurse's aide.

                      My father-in-law lived in a retirement Village on the Texas border and many people crossed into Mexico to see a doctor or a dentist. Mexico pays for their citizens to go to medical school or dental school in the US but they have to work in Mexico for at least 2 years, maybe more. So they set up shop right across the border for older retired Americans to visit. Still we are talking about Minor medicine. Not cardiac surgery or knee replacement or hip replacements.

                      WSS

                      www.westsidesteve.com www.myspace.com/westsidestevemusic www.cdbaby.com/artist/westsidestevesimmons
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                      • Westside Steve W Dedicated Reacting Well Posting Machine Collaborator First Post Conversation Starter Week One Done One Year In One Month Later Very Popular
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                        W Westside Steve wrote on last edited by Westside Steve
                        #28

                        Another thing is that few years ago I read that there were more MRI machines in Greater Cleveland than there are in Canada.

                        So I don't know how feasible it would be to drive up to Toronto for a quick MRI.

                        WSS

                        www.westsidesteve.com www.myspace.com/westsidestevemusic www.cdbaby.com/artist/westsidestevesimmons
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                          Canton DawgC Canton Dawg wrote on last edited by
                          #29

                          Obamacare will pay for an open MRI, but the health insurance I pay $5500 annually for will not.

                          Sound fair?

                          Two things that will define you: Your determination when you have nothing. Your attitude when you have everything. - Mike McCartney
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                          • Canton DawgC Canton Dawg

                            Obamacare will pay for an open MRI, but the health insurance I pay $5500 annually for will not.

                            Sound fair?

                            Westside Steve W Dedicated Reacting Well Posting Machine Collaborator First Post Conversation Starter Week One Done One Year In One Month Later Very Popular
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                            W Westside Steve wrote on last edited by
                            #30

                            @canton-dawg said:

                            Obamacare will pay for an open MRI, but the health insurance I pay $5500 annually for will not.

                            Sound fair?

                            5500 is pretty cheap. That's half what I pay just for premiums.

                            Did you qualify for a subsidy?

                            WSS

                            www.westsidesteve.com www.myspace.com/westsidestevemusic www.cdbaby.com/artist/westsidestevesimmons
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                              Canton DawgC Canton Dawg wrote on last edited by
                              #31

                              WSS, the $5500 is for single coverage, not counting my $6k deductible.

                              I work at a large company in NEO, and there are guys that work here with a family plan that is costing them $1100 a month.

                              No, I don't qualify for a subsidy.

                              Two things that will define you: Your determination when you have nothing. Your attitude when you have everything. - Mike McCartney
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                              • Westside Steve W Dedicated Reacting Well Posting Machine Collaborator First Post Conversation Starter Week One Done One Year In One Month Later Very Popular
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                                W Westside Steve wrote on last edited by
                                #32

                                Okay. So the 5500 is just your portion of it. Understood. Mine's almost 900 a month and 7150 out-of-pocket maximum.

                                WSS

                                www.westsidesteve.com www.myspace.com/westsidestevemusic www.cdbaby.com/artist/westsidestevesimmons
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                                • gftChris gftChrisG
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                                  gftChrisG gftChris wrote on last edited by
                                  #33

                                  So, single payer must be sounding fairly appealing in comparison... $10k just for coverage, and then you have to pay $7k before they'll kick in? So, this year and last I'm guessing you came near that kind of scenario, paying $17k for your treatment? Don't feel obliged to answer, I'm just curious.

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                                  • gftChrisG gftChris

                                    So, single payer must be sounding fairly appealing in comparison... $10k just for coverage, and then you have to pay $7k before they'll kick in? So, this year and last I'm guessing you came near that kind of scenario, paying $17k for your treatment? Don't feel obliged to answer, I'm just curious.

                                    Westside Steve W Dedicated Reacting Well Posting Machine Collaborator First Post Conversation Starter Week One Done One Year In One Month Later Very Popular
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                                    W Westside Steve wrote on last edited by
                                    #34

                                    @gftchris said:

                                    So, single payer must be sounding fairly appealing in comparison... $10k just for coverage, and then you have to pay $7k before they'll kick in? So, this year and last I'm guessing you came near that kind of scenario, paying $17k for your treatment? Don't feel obliged to answer, I'm just curious.

                                    Hard to tell Chris I must admit there's an appeal there. I just don't know how much different our system would be if it were single-payer. I was in the Cleveland Clinic for 12 days. Cancer surgery and a heart catheter. The cancer center is one of the best of America and the cardiac center the best in the world. The place is state-of-the-art and the doctors the best anywhere. There's probably never a 30 minute. In which I didn't interact with a medical professional starting from nurses aides and going up the ladder to the heads of the Departments. Rather than to fuck with radiation my oncologist got me right into surgery with a woman who has the reputation as one of the best surgeons anywhere. My entire out-of-pocket for the year will probably be about $20,000. I could not ask for better care.

                                    Is it possible somewhere else I might have had to wait a few weeks for the surgery and taking the chance that the tumor metastasized? Or that the collapsing stent wood close up completely and do serious damage to my heart if I've waited? I don't know but if either of those situations were possible do you two even a minor wait time I don't know if saving the money would be worth it to me. Maybe 20 more Grand to spend on my wake......

                                    But it stands to reason if I got the exact same care and didn't have to pay for it oh, well sure that would be great.

                                    But I can't imagine the Cleveland Clinic would be as good as it is if it were run by the government.

                                    WSS

                                    www.westsidesteve.com www.myspace.com/westsidestevemusic www.cdbaby.com/artist/westsidestevesimmons
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                                    • Westside Steve W Dedicated Reacting Well Posting Machine Collaborator First Post Conversation Starter Week One Done One Year In One Month Later Very Popular
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                                      W Westside Steve wrote on last edited by
                                      #35

                                      PS when kings and princes and Queens from oil-rich Middle East countries have chest pains they come here. Not Havana. Not Mexico City. Not Brazil.

                                      Not Lithuania. Not Slovenia.

                                      WSS

                                      www.westsidesteve.com www.myspace.com/westsidestevemusic www.cdbaby.com/artist/westsidestevesimmons
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                                        C calfoxwc wrote on last edited by
                                        #36

                                        liberals dream socialism and they don't care that the money will run out

                                        and the country will be crashed and broke. When the worst happens, they

                                        will just bitch that they could have avoided it, but they weren't allowed to

                                        overspend it faster....

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                                        • W Westside Steve

                                          I guess I could live with that kind of two tier medical system. When I was in college and broke I remember sitting for hours at the free clinic. How long do you suppose it would be before the left, well the American left, makes a giant issue of the fact that the rich get better treatment then the poor?

                                          WSS

                                          The Cysko Kid T Conversation Starter Reacting Well Dedicated Very Popular Posting Machine Collaborator First Post Week One Done One Month Later One Year In
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                                          T The Cysko Kid wrote on last edited by
                                          #37

                                          @westside-steve said:

                                          I guess I could live with that kind of two tier medical system. When I was in college and broke I remember sitting for hours at the free clinic. How long do you suppose it would be before the left, well the American left, makes a giant issue of the fact that the rich get better treatment then the poor?

                                          WSS

                                          To be fair you can sit for hours in the Cleveland clinic.

                                          Early man walked away as modern man took control. Their minds weren't all the same and to conquer was their goal. So He built his great empires and he slaughtered his own kind, and he died a confused man and killed himself in his own mind...
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